Retirement Calculator
Estimate how much money you need to save for retirement and calculate if you are on track.
Estimate how much money you need to save for retirement and calculate if you are on track to meet your goals. Our free Retirement Calculator provides powerful projections based on savings, contributions, and returns.
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Historical stock market avg: 7-10%
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Historical average: 2-3%
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Your Retirement Savings Projection
At age , you will have:
(Worth in today's dollars)
Years Until Retirement
Total Contributions
Interest Earned
Estimated Monthly Retirement Income
Based on the 4% safe withdrawal rule
Contribution Breakdown
Initial Savings
Monthly Deposits
Total Months
Total Contributed
Growth Analysis
Annual Return Rate
Inflation Rate
Total ROI
Interest Earned
Year-by-Year Projection
| Year | Age | Balance | Contributed | Interest |
|---|---|---|---|---|
| ... showing first 10 years of total years ... | ||||
| Final | ||||
Assumptions
- • Contributions made at the end of each month
- • Returns are compounded monthly
- • Inflation adjustment uses compound method
- • No taxes or fees are considered
4% Withdrawal Rule
- • Withdraw 4% annually in retirement
- • Historically safe for 30-year retirements
- • Assumes portfolio continues to grow
- • Adjust for your personal situation
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